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FURTHER ANNOUNCEMENT

IT WAS STATED IN THE ANNOUNCEMENTS BY HCI, SUPER GROUP AND CREDITSURE, THAT APPEARED IN THE PRESS ON 21 DECEMBER 1998, THAT CIRCULARS REGARDING: – THE DISPOSAL OF UNIBANK GROUP LIMITED (“UNIBANK”) BY HCI, SUPER GROUP AND BK ADMINISTRATORS (INCORPORATED NOT FOR GAIN) TO CREDITSURE; – THE DISPOSAL OF GLOBAL INSURANCE COMPANY LIMITED (“GLOBAL”) AND MBI UNDERWRITING MANAGERS (PROPRIETARY) LIMITED (“MBI”) BY SUPER GROUP TO CREDITSURE; AND – THE ACQUISITION OF UNIBANK, GLOBAL AND MBI BY CREDITSURE AND DETAILS OF THE ENLARGED UNIFER GROUP, WOULD BE ISSUED TO THE RELEVANT SHAREHOLDERS BY THE END OF JANUARY 1999. DUE TO CERTAIN FINANCIAL INFORMATION BEING OUTSTANDING, THESE CIRCULARS WILL NOW BE ISSUED BY NO LATER THAN 15 FEBRUARY 1999.

Source: CREDIT SURE/HCI/SUPERGROUP